Employers are continuing to close final salary pension schemes, according to research.
Only 35% of UK organisations now offer a final salary pension scheme for workers compared with 40% in 2004,
The survey, from financial adviser Origen, also showed that of those company final salary schemes still in existence, nearly half are now closed to new employees.
Less than one in seven employers surveyed thought their employees put a high value on the workplace pensions they offer.
Final salary schemes have traditionally been seen as the best type of pension a worker can get, but a growing number of employers regard them as too expensive to keep open.