Employers are continuing to close final salary pension schemes, according to research.
Only 35% of UK organisations now offer a final salary pension scheme for workers compared with 40% in 2004,
The survey, from financial adviser Origen, also showed that of those company final salary schemes still in existence, nearly half are now closed to new employees.
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Less than one in seven employers surveyed thought their employees put a high value on the workplace pensions they offer.
Final salary schemes have traditionally been seen as the best type of pension a worker can get, but a growing number of employers regard them as too expensive to keep open.